Checking Account Comparison
When you trust your money to a bank, you want to be sure it’s in an account that’s right for you. The Ottoville Bank Company offers a variety of checking accounts to meet every individual’s personal needs. We also have different accounts available for businesses, clubs, estates, and charitable organizations.
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Will I earn interest?
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What is the minimum balance required to avoid fees?
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What is the monthly service fee charge if I fall below the minimum balance?
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Any other charges?
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Minimum opening balance?
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Regular Checking
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NO |
$700 |
0-$300...................................$3.00 $301-$500.............................$2.00 $501-$700.............................$1.00 Over $900......................No Charge |
NO |
$1 |
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Thrift Checking
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NO |
$0 |
$0 |
$.75 per month AND $0.20 per check |
$1 |
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Student Checking
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NO |
$0 |
$0 |
NO |
$1 |
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NOW Account
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YES |
$1,000 OR $2,000 average daily balance
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$5 |
NO |
$1,000 |
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Super NOW Account
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YES |
$2,500 |
$5 |
NO |
$2,500 |
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Money Market Plus Account
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YES |
$2,500 |
$5 |
$1.00 per transfer over 6 |
$2,500 |