NOW Account

NOW Account Checking is for customers who would like to keep a higher balance in their checking and earn interest on their balance.

Interest rate may vary each week in relation to money market interest rates. Interest rates may change each Wednesday.

◊ Initial deposit required to open account - $1,500.00

Interest bearing checking account with unlimited transactions
A service charge fee of $5.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $1,000 or a minimum average daily balance of $2,000 for the monthly statement cycle.
Unlimited check writing
Direct Deposit
Monthly Bank Statement
ATM/Debit cards available
Free online banking

* Fees may reduce your earnings.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a non-interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "non-interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.