Regular Checking
This account is convenient for check writing and having direct deposit into your account. Service charges can be avoided by keeping the required balance in your account. Bill pay is easily accessible and free through internet banking!
Minimum balance to avoid imposition of fees -
ACCOUNTS PROCESSING 30 OR LESS ITEMS PER MONTH
|
Average Monthly Balance
|
Charge
|
| Over $700 |
No Charge |
| $501 - $700 |
$1.00 |
| $301 - $500 |
$2.00 |
| $0 - $300 |
$3.00 |
ACCOUNTS PROCESSING MORE THAN 30 ITEMS PER MONTH
|
Average Monthly Balance
|
Charge
|
| Over $700 |
No Charge |
| $501 - $700 |
$1.00 |
| $301 - $500 |
$2.00 |
| $0 - $300 |
$3.00 |
PLUS $2.00 per month maintenance charge
PLUS 10¢ for each check written over 30
MINUS 10¢ credit for each $100.00 average balance
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a non-interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "non-interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit
www.fdic.gov
.